Scammers are now going to the federal Social Security website and setting up a “my Social Security” account of citizens that are of retirement age. They hijack their accounts by setting up the accounts before the Social Security number owner does, and then they apply for funds. The scammers get a lump sum money of back pay out and the money is transferred to an account the scammers set up and then they take that money and immediately put it on gift cards. Beat scammers to the punch by setting up your own “my Social Security” account today at www.ssa.gov/myaccount.